Keywords
women’s entrepreneurship, rural areas, access to finance, alternative data, collective guarantee
How to Cite
RETHINKING COLLATERAL: ALTERNATIVE-DATA SCORING AND COLLECTIVE GUARANTEES FOR RURAL WOMEN ENTREPRENEURS IN UZBEKISTAN. (2026). International Congress on Economics, Management and Business Studies, 1(11), 11-14. http://www.econferencia.com/index.php/8/article/view/1774
Abstract
The thesis argues that combining alternative-data credit scoring with a limited collective guarantee can widen rural women’s access to formal credit in Uzbekistan. It draws on a survey of 365 women entrepreneurs in Tashkent region, Central Bank and official statistics, and pilot testing in two enterprises.
References
This work is licensed under a Creative Commons Attribution 4.0 International License.
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