DEVELOPMENT TRENDS IN IMPROVING THE CONCEPTUAL FRAMEWORK OF ASSET EFFICIENCY OF COMMERCIAL BANKS. International Congress on Economics, Management and Business Studies, [S. l.], v. 1, n. 4, p. 101–106, 2026. Disponível em: https://www.econferencia.com/index.php/8/article/view/472. Acesso em: 13 may. 2026.